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Send money to Nigeria

Money arrives in NGN, through networks your family already uses — and you can see today’s rate before you sign up.

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The app's rate right now

1 USD = — NGN

Open the app for today's Nigeria quote.

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Live payout options in Nigeria today — through names your family knows.

How your money arrives in Nigeria

  • Bank transfer

    NGN

How your recipient gets paid in Nigeria

Transfers to Nigeria are paid in naira (NGN) by bank transfer, straight into your recipient’s account: no agent visits, no pickup queues. The naira lands where their life already happens, from Lagos and Abuja to Enugu, Kano and Port Harcourt.

Bank transfer

What you need

  • The recipient’s 10-digit NUBAN account number.

  • The name of their bank.

  • The account holder’s name exactly as the bank has it. The payout is verified against it.

How it lands

The naira are deposited straight into the account as a bank credit, visible in their banking app or alert SMS.

Good to know

  • Account numbers are 10 digits. One wrong digit sends it nowhere, so copy it from their banking app or ask for a screenshot.

  • The name on the account must match the recipient you add. A mismatch stops the payout before any money moves.

  • Many fintech and microfinance banks issue NUBAN accounts too. The app lists the banks it can pay when you add a recipient.

GuideHow to send money to Nigeria from the USRead the guide →

Sending to Nigeria — common questions

How long does a transfer to Nigeria take?
Depending on the payment method, transfers typically arrive within a few minutes or up to a few business days. You can track every step in the app until it lands.
What rate will I get?
The rate on this page is the app's rate at this very moment. We update rates regularly — because honoring the best rate on the market is our standing commitment.
How can my recipient receive the money?
Through the payout methods listed above. The app confirms availability for your exact recipient when you add them.
How much can I send?
Limits depend on your verification level, payment method, and destination — the app shows your exact limits during registration and in your dashboard.
Can my recipient get cash or mobile money in Nigeria?
Not today. Bank transfer is the live rail for Nigeria. If a cash or wallet option opens, it will appear in the app when you add a recipient.
Do I need my recipient’s BVN?
No. The account number and bank are enough; the account name is verified on our side before the payout.

Also sending to

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Ready to send to Nigeria?

See your exact quote in the app and track your transfer all the way to the door.

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