How to send money to Nigeria from the US

What you need before you start

Three things, all of which you likely already have:

• A US bank account or debit card to fund the transfer.

• Your recipient's Nigerian bank account details — their account number and bank name.

• The AnyMoney app (iOS or Android), with a quick one-time identity verification — most checks clear within the hour during business hours.

Sending, step by step

The whole flow takes a few minutes once your account is set up:

• Add your recipient once — their details are saved for every future transfer.

• Enter the amount in dollars. The app shows the rate at that very moment and exactly how many naira will arrive.

• Review the full quote — rate, fees (zero), and the receive amount — before you confirm anything.

• Pay from your linked bank account or debit card.

• Track every step in the app until the money lands.

How the money arrives in Nigeria

Transfers to Nigeria are paid out in naira (NGN) by bank transfer, directly into your recipient’s account. No pickup queues, no agent visits — the money lands where their life already happens.

How long it takes

Depending on the payment method, transfers typically arrive within a few minutes or up to a few business days. Whatever the path, you can follow every step in the app — and your recipient can be notified the moment it lands.

What it costs

Zero fees — and your first transfer is on us. The rate you see in the app is the rate at that very moment, updated regularly to honor our best-rate commitment. Compare us with anyone: our rates are public, on this site, before you sign up.

How much can you send?

Limits depend on your verification level and payment method. The app shows your exact limits during registration and in your account dashboard — and higher limits are available with additional verification.