ANYMONEY TERMS AND CONDITIONS

1.1 About AnyMoney

AnyMoney is a licensed digital remittance provider based in the United States. We empower individuals to send money securely, affordably, and conveniently to loved ones in Africa and other supported destinations. With an intuitive mobile and web interface, AnyMoney focuses on ease of use, transparent pricing, and fast delivery.

Our services are powered by strategic partnerships with Sila Inc., a leading financial technology platform, and Priority Bank, a federally regulated institution. These partnerships ensure compliance with U.S. financial laws while delivering reliable and secure transaction processing.

1.2 Agreement

These Terms form a binding legal agreement between you and AnyMoney. By using our services, you agree to these Terms and our Privacy Policy. If you do not agree, please discontinue use of the platform. Privacy Policy.

1.3 Eligibility

To register and use AnyMoney, you must:

• Be at least 18 years old
• Reside in the United States and have a valid U.S. address
• Not appear on U.S. government sanctions lists (e.g., OFAC)
• Provide accurate, verifiable information

We may request further documentation to verify your identity and eligibility.

2.1 What We Offer

AnyMoney enables:

• Secure U.S.-to-international money transfers
• Delivery to mobile wallets, bank accounts, and cash pick-up locations
• Access to real-time exchange rates and low fees
• Convenient transfer tracking and recipient management

3.1 Registration & Verification

Account setup requires:

• Legal name and photo ID
• Social Security Number or ITIN
• Verified phone number and email

We implement strict KYC/AML protocols in accordance with U.S. law.

3.2 Account Security

Your role:

• Maintain confidentiality of login credentials
• Enable two-factor authentication (2FA)
• Report suspicious activity to support@anymoney.io immediately

4.1 Authorization

By submitting a transaction, you authorize AnyMoney, Sila Inc., and Priority Bank to process your transfer. You also agree to the terms of our financial partners.

4.2 Electronic Fund Transfer Rights

You are entitled to:

• Review and dispute unauthorized transactions (within 60 days)
• Obtain clear documentation of transfers
• Request timely investigation outcomes

5.1 How to Send Money

1. Log in to your account
2. Select/add a recipient
3. Choose delivery method
4. Input amount and payment method
5. Review fees and exchange rates
6. Confirm and submit

5.2 Accepted Payment Methods

• Bank transfers (ACH)
• Debit/credit cards (may incur processing fees)

6.1 Typical Delivery

Transfers usually complete within 1–5 business days, depending on:

• Recipient country
• Payment method
• Verification or compliance delays

6.2 Delays

Transactions may be delayed by:

• Incomplete or inaccurate recipient info
• Technical issues at local banks
• Enhanced compliance checks

9.1 Cancellation Window

You may cancel transfers within 30 minutes, provided they haven't been processed.

15.1 Arbitration

All disputes will be resolved through binding arbitration by the American Arbitration Association. No class actions or jury trials permitted.