Money arrives in XOF, through networks your family already uses — and you can see today’s rate before you sign up.
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The app's rate right now
1 USD = — XOF
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XOF
XOF
Senegal has two wallets everyone knows: Wave, the blue app with the penguin that made sending money inside the country nearly free, and Orange Money, the long-established network from Orange Sénégal. AnyMoney pays into either, in West African CFA francs (XOF).
What you need
Your recipient’s number with a Wave account on it. Wave is not tied to a carrier, so any Senegalese line works.
Their name as registered on Wave.
The country code +221.
How it lands
The francs arrive in their Wave balance with an in-app notification. They can pay merchants and bills from Wave or cash out at any Wave agent, on Wave’s own terms.
What you need
An Orange Sénégal number registered for Orange Money in the recipient’s own name.
Their name as registered with Orange.
The country code +221.
How it lands
The francs arrive in the Orange Money wallet with an SMS. Your recipient can pay from the wallet or cash out at Orange Money agents; Orange’s tariffs apply to cash-outs.
Ask which wallet your recipient actually uses. A payment to Wave does not reach an Orange Money balance, and vice versa.
Wave works on any carrier’s number; Orange Money needs an Orange line.
XOF is pegged to the euro, so the rate you see follows the dollar against the euro.
See your exact quote in the app and track your transfer all the way to the door.
