Guides
How to send money to Cameroon from the US
Updated 2026-10-27
Whether your family is in Douala, Yaoundé, Bafoussam or Bamenda, the money they use day to day lives in an MTN Mobile Money wallet. Here is how dollars from the US become CFA francs in that wallet, with the rate shown before you commit.
What you need before you start
Three things, all of which you likely already have:
A US bank account or debit card to fund the transfer.
Your recipient’s MTN number, registered for Mobile Money in their own name.
The AnyMoney app (iOS or Android), with a one-time identity verification — most checks clear within the hour during business hours.
Sending, step by step
The whole flow takes a few minutes once your account is set up:
Add your recipient once — choose MTN Mobile Money and enter their MTN number with the country code. Their details are saved for every future transfer.
Enter the amount in dollars. The app shows the rate at that very moment and exactly how many CFA francs will arrive.
Review the full quote — rate, fee, and the receive amount — before you confirm anything.
Pay from your linked bank account or debit card.
Track every step in the app until the money lands.
How the money arrives in Cameroon
Transfers to Cameroon are paid in Central African CFA francs (XAF) to MTN Mobile Money. The francs show up in the wallet with an MTN SMS; your recipient can pay merchants, school fees and bills directly, or cash out at any MTN agent. MTN and Orange wallets are separate, so the number must be an MTN line.
How long it takes
Depending on the payment method, transfers typically arrive within a few minutes or up to a few business days. Whatever the path, you can follow every step in the app — and your recipient can be notified the moment it lands.
What it costs
Zero fees on your first transfer — the fee is waived in full. After that, every fee is part of the quote you see before you confirm, never a surprise after. The rate you see in the app is the rate at that very moment, updated regularly to honor our best-rate commitment. Compare us with anyone: our rates are public, on this site, before you sign up.
How much can you send?
Limits depend on your verification level and payment method. The app shows your exact limits during registration and in your account dashboard — and higher limits are available with additional verification.
Before you send to Cameroon
Three things worth checking with your recipient:
Check the number is MTN, not Orange, and registered for Mobile Money.
Save it with the +237 code; Cameroonian mobile numbers have 9 digits.
XAF is fixed to the euro, so the rate you see moves with the dollar against the euro.
See today’s XAF rate for Cameroon
The live USD → XAF rate, payout methods and answers to common questions — on one page.